With more than 40 years of experience in the financial services industry, Bill Harnden has built a reputation for helping advisors navigate complex life insurance and annuity cases. He thrives on solving challenging underwriting and product design scenarios, combining extensive research, strong carrier relationships, and deep product knowledge to develop effective strategies and guide cases from concept to successful placement.

Born in Michigan and raised in South Florida, Bill attended Florida State University, where he studied marketing before launching his career in financial services. Throughout his career, he has developed broad expertise in life insurance and annuities while building an extensive network of industry contacts. This combination of technical knowledge and trusted relationships enables him to identify creative strategies for even the most challenging underwriting and case design situations.

Bill holds FINRA Series 6, 7, and 63 licenses, along with Life, Health, and Annuity licenses.

A longtime resident of Stuart, Florida, Bill enjoys spending time with his wife of 45 years, Cindy, their three sons, their families, and six grandchildren. Outside of work, he values every opportunity to create lasting memories with his family.

*Securities licenses are held through LPL Financial.