I have been a Financial Advisor since 1983, spending most of my career with respected firms such as Merrill Lynch and M&T Securities. Over the years, I have held several leadership and advisory roles, including Branch Manager, Options Principal, Securities Principal, and Financial Advisor. This diverse experience has provided me with a strong foundation in both client service and portfolio management.

I work with clients across all stages of life and take a holistic approach to financial planning, helping ensure each aspect of a client’s financial picture aligns with their goals and circumstances.

My practice is focused on developing strategies designed to support cash flow for living needs while also providing opportunities for portfolio growth to help address the impact of inflation. I place a strong emphasis on income replacement strategies, as well as retirement and estate planning. Using a broad range of financial products, I design portfolios that are carefully tailored to each client’s individual risk tolerance and long-term objectives.